Senior Living 101: Which Level of Living is Right for Me or My Loved One?

Housing | July 22, 2025

An adult granddaughter and her senior grandmother discuss levels of living for senior care during a walk in the park.

When you begin your search for a senior living community, it’s normal to feel uncertain about which option is the best fit. With so many choices available, it can be hard to know where to start. The right decision depends on a variety of factors, including the level of care needed, preferred amenities, and budget.

Future planning is also important: Are you looking for a solution for today, or one that can adapt as your needs change?

Whether you have a plan in mind or need help finding senior living options, this senior living 101 guide is your go-to resource. Below, we break down the most common levels of living to help you make a confident, informed decision.

What Are the Different Senior Living Options?

Each senior living community is unique, but most offer one or more of the following levels of living:

  • Independent Living
  • Assisted Living
  • Memory Care
  • Skilled Nursing
  • Rehabilitation

Some communities offer all of these options on a single campus, often referred to as a Continuing Care Retirement Community (CCRC). Let’s take a closer look at each one.

What is Independent Living?

Independent living is designed for active adults who want to simplify their daily routines without sacrificing independence. These age-restricted communities (usually 55+) allow seniors to enjoy an exciting, maintenance-free lifestyle surrounded by neighbors in the same stage of life, all without the responsibilities and stress of homeownership.

Many independent living residents enjoy a wide range of amenities, activities, and opportunities for social connection, such as organized outings, chef-inspired dining and restaurants, hiking, painting, pickleball and more. Some independent living communities also offer transportation services, housekeeping and errand services, simplifying the lives of seniors even more. 

Independent living might be the right fit if:

  • You or your loved one is active and healthy
  • No regular medical or personal care is needed
  • You want to simplify home maintenance
  • You’re looking for a social, engaging community

What is Assisted Living? 

Assisted living in Columbus, OH is designed for seniors who need a little extra help in their daily lives. These communities offer support with activities like bathing, dressing, medication management, and more, all while encouraging residents to maintain as much independence as possible.

In addition to personalized care, assisted living communities typically offer engaging amenities and a variety of social activities, helping residents stay connected and involved.

Assisted living may be a good fit if:

  • You or your loved one needs help with daily activities
  • Medication reminders or personal care are becoming more important
  • You want peace of mind knowing support is always available
  • You’re looking for a maintenance-free lifestyle

What is Memory Care? 

Senior memory care is a specialized form of living for individuals diagnosed with Alzheimer’s, dementia, or other types of cognitive decline. These communities offer 24-hour support in a secure environment, with team members who are specially trained in memory care for seniors.

Memory care communities provide assistance with daily living activities and offer structured routines, programming, and individualized support to help ensure residents feel safe and comfortable.

Senior memory care may be a good fit if:

  • Your loved one has been diagnosed with dementia or Alzheimer’s
  • You’re looking for a secure setting with specialized care
  • Your loved one would benefit from daily structure and therapeutic activities
  • You want trained staff available at all times

What is Skilled Nursing?

Communities that offer skilled nursing services provide advanced medical care under the supervision of licensed nurses and therapists. This level of living is often ideal for seniors with chronic medical conditions or those recovering from a hospital stay who require ongoing care.

Services may include physical therapy, wound care, medical equipment management, or catheter care. The goal for skilled nursing is to support each resident’s health and independence as much as possible.

Skilled nursing may be a good fit if:

  • You or your loved one is recovering from surgery or illness
  • You need help managing a chronic condition
  • Daily medical care or therapy is required
  • You want access to licensed professionals in a residential setting

What is Rehabilitation?

Senior living rehabilitation focuses on short-term recovery following an injury, surgery, or illness. Rehabilitation services often include physical, occupational, or speech therapy to help seniors regain strength, mobility, balance, and independence.

This level of living is provided in a supportive, comfortable environment where seniors can manage their health, focus on healing, and access personalized care plans. Alongside these services, residents will be able to enjoy the many amenities and activities available at the community. 

Rehabilitation may be a good fit if:

  • You or your loved one needs help recovering after a procedure or hospital stay
  • Therapy is needed to regain strength or improve daily functioning
  • A safe, supportive environment is needed during the healing process

What Is a Continuing Care Retirement Community (CCRC)?

If you’re looking for a senior living option that can adapt to your needs over time, a Continuing Care Retirement Community (CCRC) may be the ideal solution. These communities offer multiple levels of care, such as independent living, assisted living, and memory care, all in one place.

That means as you or your loved one’s needs change, you don’t have to relocate. You can stay in a familiar, homey environment and receive the right level of support whenever it’s needed. 

If you’re looking for peace of mind, flexibility, and long-term stability, a CCRC might be the right fit for you or your loved one.

Choose The Right Level of Living for You

Choosing a senior living community is a personal and, sometimes, emotional decision. Whether you’re deciding for yourself or a loved one, take time to consider the care needs, lifestyle preferences, and long-term goals.

Remember: there’s no “perfect” choice, only the one that fits your needs best.

If you’d like help finding senior living options, National Church Residences is here to guide you. Find different levels of living options in your area or contact us to speak with one of our friendly team members.

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