Here is a brief overview of our health and other generous benefits:
Medical, Dental and Vision Insurance
National Church Residences offers a choice of health insurance plans, a dental insurance program and a vision plan.
Medical Insurance: Two PPO plans and two HSA plans are available - please inquire for details.
Dental Insurance: This plan pays 100% of preventative care (two check-ups per year) outside of the deductible. The plan also pays 80% of all covered charges up to $1,500 per calendar year after a $100 deductible. There is an orthodontic benefit with a lifetime benefit of $3,000.
Vision Insurance: This plan provides for one eye exam per year and an allowance for frames, lenses and contacts at in-network providers. The plan is through VSP.
Life and Disability Insurance
This term life insurance policy includes a double indemnity clause which doubles the amount of insurance if death is incurred due to an accident. The amount of this policy is one times your annual salary. (Minimum coverage of $10,000/year).
Short Term Disability
Short Term Disability pays 60% of gross weekly income up to $1,150 for 13 weeks due to absence from illness or accident.
Long Term Disability
LTD pays 60% of gross monthly income until age 65 for total and permanent disability.
Long Term Care
Long Term Care insurance provides a benefit of up to $1,500 a month for you to receive care in a long term care facility or a nursing home for up to two years.
NOTE: The life insurance, short term and long term disability benefits are automatically provided to full-time employees at no cost to the employee.
Voluntary Supplemental Term Life
This policy gives you the opportunity to purchase additional term life insurance for yourself, spouse or children on a voluntary basis.
Voluntary Long Term Care
This policy allows you to purchase additional long term care insurance for yourself, spouse, parents, grandparents and in-laws at group rates, on a voluntary basis.
Retirement Plan / 3-4-5 Plan
You can contribute up to 75% of your biweekly compensation on a tax deferred basis. If you choose to contribute, National Church Residences will match 3%-5% of your contribution after meeting eligibility requirements. National Church Residences will also contribute an additional amount equal to 3%-5% of your gross biweekly pay to tax deferred trust after meeting eligibility requirements. Numerous investment option are available. This requirement plan requires 1 year of service for employer contributions and is completely vested after 5 years of service. The base and matching contributions are paid as follows: For 1 to 5 years of service you are eligible for a 3% base and 3% match, at 6 to 10 years of service you are eligible for a 4% base and 4% match and staff with more than 10 years of service are eligible for 5% base and 5% matching contributio
National Church Residences University
National Church Residences University has been established to meet the immediate and future educational needs of National Church Residences employees as well as offer career advancement opportunities. The highly interactive curriculum is designed to promote individual performance development and accomplish specific community, regional and company goals.
Health Care Spending Account
This benefit permits you to use pre-tax dollars to pay for medical and/or dental expenses that are not covered under an insurance program. This account is similar to a savings account where deductions are made from your paycheck and deposited into this account. These contributions can only be spent on uncovered health care expenses, e.g. deductibles, co-pays, glasses and orthodontia. This is a "use-it-or-lose-it" benefit. If you do not use the total amount contributed, you do not receive a refund of the balance.
Dependent Care Spending Account
This benefit, similar to the Health Care Spending Account, permits you to use pre-tax dollars to pay for dependent care expenses. This account is similar to a savings account where deductions are made from your paycheck and deposited into this account. These contributions can only be spent on dependent care including child and adult day care. This is a "use-it-or-lose-it" benefit. If you do not use the total amount contributed, you do not receive a refund of the balance.
Employee Assistance Program
National Church Residences' Employee Assistance Program (EAP) is a professional, confidential counseling service provided for you, as a National Church Residences employee, and your family members. This service is available at no cost to you or your family. To reach EAP call (800) 523-5668.
Smoking Cessation Program
National Church Residences provides 100% reimbursement for the completion of an approved "Smoking Cessation Program." Reimbursement will be given after successful completion of the program up to a maximum of $200.00. Contact Human Resources if you are interested.
In the event of the death of an employee, National Church Residences will pay an amount equal to one month's pay to the named beneficiary. This payment is made immediately and is in addition to any other program in which the employee participates.
As a National Church Residences employee you are eligible to join the BMI Union.
National Church Residences provides financial assistance to you as a regular, full-time employee, if you would like to take courses required for your job or are deemed helpful in your career with National Church Residences. Tuition assistance is at 80% of the class fee with a maximum annual benefit of $1,500. Tuition Assistance requires 1 year of service for participation.
Paid Time Off
Paid time off is accrued on a biweekly basis.
Service accrual per year:
- Less than 5 Years = 144 hours
- 5-9 Years = 184 hours
- At 10 year anniversary and up = 224 hours
Six days per year accrued at 1/2 day per month.
8 holidays per year.
We provide orthodontia benefits to all covered participants. Following the $100 deductible, the plan will pay 50% of the cost up to a lifetime benefit of $2,000 per covered individual.
Wellness Credit Plan
This benefit is offered as an incentive to make voluntary lifestyle changes. If you elect the medical coverage, you have an opportunity to qualify for a Wellness rebate check of $125 if you have single coverage or $250 if you and your spouse have coverage.