What is a Continuing Care Retirement Community?

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Learn About Bristol Village, the Premier CCRC in Ohio

At Bristol Village, we know that choosing to enter a retirement community brings with it a lot of change and transition, not just for future residents but for their loved ones as well. There are a lot of options to consider and you need someone on your side to help with what’s important.

As seniors prepare to adapt to this new lifestyle, it’s vital that they and their relatives receive worthwhile, in-depth information to ensure their transition is as smooth as possible.

With living arrangements, health care availability, financial obligations and quality of life all major concerns for future residents, seniors and their loved ones can rest assured knowing that Bristol Village offers facilities and services which meet all of these needs.

As part of National Church Residences, a coast-to-coast not-for-profit provider of senior housing and care, Bristol Village of Waverly, Ohio is a continuing care retirement community dedicated to giving seniors the quality of life they expect and deserve.

But what exactly is a continuing care retirement community?

Below, you’ll find a comprehensive explanation of what these facilities are and how they operate, what to expect from your care providers, and the many benefits of living

Defining Continuing Care Retirement Communities

Continuing care retirement communities go by several names:

  • Lifetime communities
  • Life-care communities
  • Active adult community homes
  • And, for short, CCRCs

Originally developed in the southeastern United States, continuing care retirement communities have since expanded and are now becoming common throughout America, emerging as premier facilities for senior living.

CCRCs operate under the philosophy of helping seniors to “age in place,” which is the practice of giving seniors the opportunity to live in the same familiar care facility as they age and take advantage of health services as they are needed.

In fact, to be classified as a CCRC, independent living, assisted living and nursing home care need to be provided on a single campus. Some facilities, like Bristol Village, provide additional onsite memory care for residents living with Alzheimer's or similar conditions.

With all of these resources being grouped together for ease of access and mobility, continuing care retirement communities facilitate a tiered approach to the aging process, allowing residents, their loved ones and care practitioners to modify living and assistance arrangements when necessary.

An attractive feature of CCRCs is the relative independence and private living they offer in comparison to many retirement facilities. Residents of a CCRC have their own home with many different sizing and floor plan options available to choose from, while also enjoying the freedom from concerns like property maintenance and lawn care. 

Continuing Care Retirement Community Living 

The community environment also offers its own rewards, as CCRCs provide many common areas and facilities like dining rooms, recreation rooms, libraries and pools, just to name a few.

Classes, activities and social events are also regular occurrences on a CCRC campus, with daily schedules of programs designed to keep seniors happy, heathy and active. 

Other services often provided by CCRCs include: 

The nursing staff and care practitioners of CCRCs also oversee residents’ wellbeing on a daily basis, ensuring that health and safety needs are met.

All of these advantages are provided in scenic locations meant to be as idyllic and comfortable as possible. At CCRCs, seniors enjoy a large amount of autonomy and convenience while being a part of a functioning upscale community.

When it comes time to choose your CCRC, the American Seniors Housing Association (ASHA) classifies three contract types: life care (all-inclusive), modified, and fee-for-service.

These different contract types affect the way CCRCs charge for their services as residents age and require assisted living or nursing care. Many CCRCs will offer a blend of contract types, so make sure to discuss with an agent what options are available to you.

Contact Bristol Village today to ask about available contract options and cost. We’ll be happy to assist you.

How to Prepare for Life in a CCRC

Before you select a CCRC, it’s vital that you and your loved ones heavily research the services and amenities available at each community. You’ll also want to take into account potential benefits and disadvantages of individual locations, along with transportation options, contractual obligations and, of course, cost.

The cost of CCRCs can vary widely, but the essential pricing breakdown is fairly uniform from facility to facility. CCRCs charge an initial fee for entrance into the community, acquisition of your new home and access to services. While some CCRCs allow residents to purchase the home they will be residing in, the norm is for residents to rent the home in perpetuity. Following the payment of the initial entrance fee, a monthly maintenance fee will be collected, the amount of which ranges depending upon the facility. 

Prior to deciding on a continuing care retirement community, residents should consult an elder law attorney to review all contracts, terms and financial obligations to the institution.

The AARP recommends that contracts should detail information about:

  • Residences
  • Health care
  • Services
  • Fee schedules
  • Insurance
  • Transference from one level of tiered care to another
  • Cancellations and refunds

Additionally, an overview of the CCRC’s responsibility in the event a resident becomes unable to pay necessary fees should be included.

All contracts should carry a clause concerning refudability. In the majority of cases, if a resident chooses to leave a CCRC, all or most of the entrance fee would be forfeited.

However, most continuing care retirement communities provide various plan options that allow residents to examine the degree of refundability and make selections accordingly. 

Choosing the Right Continuing Care Retirement Community

Another aspect to consider is the reliability of the facility. Future residents should ask about prior inspections to the property and licensing reports to get a good overview of the community environment.

Also, while CCRCs are not required to be federally accredited, many facilities will still acquire accreditation through the American Association of Homes and Services for the Aging (AAHSA), which is based in Washington, D.C.

This governing body provides standards regarding the corporate and financial stability of CCRCs, which is very useful to prospective residents considering the long-term living arrangements they will be entering into.

Lastly, individuals planning to become a part of a continuing care retirement community ideally should spend ample time at their facility of choice inspecting the grounds, reviewing the services and amenities available, and asking relevant questions of the staff.

Since entering a CCRC is a major decision and commitment, you want to make sure you have all the information you need. Scheduling a weekend or week-long stay is usually optimal for discovering the CCRC experience.

One facet to take into consideration is whether the facility in question is a not-for-profit or for-profit institution. While most CCRCs began as not-for-profit institutions, and many like Bristol Village remain so, some locations have changed to a for-profit structure.

If the CCRC is for-profit, it could be sold in the future, and if a sale were to occur, how would residents be affected? This is just one of the many questions residents should consider before selecting a CCRC. The AARP provides a useful guide to questions seniors should ask of any CCRC facility.

Benefits of the CCRC Lifestyle

Due to their central location, dedicated staff and abundance of activities and programs available to residents, continuing care retirement communities offer a wealth of benefits to seniors.

Continuing care facilities, like Bristol Village, will provide classes and organizations to its members centered on topics like:

  • Arts & crafts
  • Fitness
  • Music
  • Computer literacy
  • Gardening
  • Writing
  • Genealogy
  • Veterans’ services

Special events, guest speakers, festive holiday observances and trips to nearby tourist hotspots ensure that residents of CCRCs never run out of things to do. The CCRC lifestyle is an active one and facilities strive to keep their members engaged on a daily basis.

Another benefit that residents of CCRCs enjoy is not only the luxury of independence but also freedom from the mundane. While members of the independent living community retain a private residence unlike in nursing homes, CCRC staff takes care of lawn care, property maintenance and regular housekeeping services.

With these necessities seen to, residents are free to indulge themselves in their pursuits and truly enjoy their golden years to the fullest.

A Community of Support

As residents age, the inherent structure of CCRCs is greatly beneficial as well. Since CCRCs are total senior living communities, taking members from independent living to assisted living and nursing and memory care when the needs arise, the value of a central location with a core staff cannot be overstated.

CCRC staff and nurses, as well as fellow residents, will get to know individual members well, meaning that any time a transition needs to occur, a built-in support system of familiar faces exists. Making a move to assisted living or nursing care can often be intimidating, so this support system is a vital facet of CCRC life. Something you might not realize is the value of CCRCs to single, widowed or grieving seniors. With the active social life, convenient transportation, garbage and snow removal, security and emergency monitoring, seniors are able to have a fuller, more comfortable life than they might ever have alone.

Many seniors who fall into these categories get great pleasure out of being part of a vibrant community, possibly for the first time in some while. And those who are grieving often find that the scheduled activities and friendly social atmosphere can help them cope during a difficult time.

Lastly, many senior married couples choose the CCRC lifestyle to not only enrich their own lives, but to give peace of mind to their children. By becoming a part of a continuing care retirement community in Ohio, residents can be confidant that their future is secure.

For more information about the benefits of CCRCs, be sure to request a brochure from Bristol Village today.

What Makes Bristol Village the Ideal Continuing Care Retirement Community in Ohio?

As you’ve read through the breakdown of the CCRC structure and lifestyle, hopefully you have a good sense of what it can do for you as a member.

And at Bristol Village, we know what you value. You want the ability to maintain and expand your independence. You want an autonomous home that you can decorate and take care of any way you wish. You want to experience new activities, join clubs and workshops, exercise and meet people from a wide variety of backgrounds.

Bristol Village allows you to experience all of that and more.

Bristol Village understands that retirement doesn’t mean the end of new experiences or a descent into idle complacency in life. Your retirement lifestyle can – and should – be an exciting time full of community participation and continued personal growth.

Thanks to more than 50 resident organizations, a full-featured 65,000 sq. ft. Activity Center, clubs, workshops and more, Bristol Village gives you every opportunity to expand your horizons. Our active and inclusive community truly sets us apart from other retirement communities in Ohio.

Click here to see videos of some of the great activities we offer.

Picturesque Living You’ll Love

With more than 400 individual homes available that offer safety, privacy and the opportunity for your own landscaping and design/décor input, we make every effort to turn our homes into yours.

Best of all, our comfortable homes and state-of-the-art facilities are nestled in the beautiful surrounding area of Waverly, Ohio, which is only a short drive to Columbus, affording residents convenience for travel and local flavor.

Also, for those looking in the Columbus area, Bristol Village offers considerable retirement value. Click here to find a worksheet for comparing monthly costs to other Ohio continuing care retirement communities.

At Bristol Village, we do everything in our power to make your golden years as fulfilling as possible. We look forward to helping you experience a retirement lifestyle that is personally enriching and full of adventure.

To learn more about what makes Bristol Village a better fit than other continuing care retirement communities in Ohio, please contact us today!